Insurance product

Travel Guard

When traveling for leisure or business, unforeseen circumstances may force you to cancel your trip, seek accidental medical emergency treatment or return home early.

Travel Guard for Etihad Airways has been designed to protect you while traveling to or within any of the destinations of Etihad Airways.

Travel Guard for Etihad Airways is underwritten by Chartis Inc. member companies or third parties licensed to provide insurance in the country where your travel originates.

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Etihad Airways assumes no responsibility for the issuance of any claims made through your Travel Guard policy.

Please refer to actual policy wording below, which will contain reductions, limitations, exclusions and termination provisions. Not all coverage will be available in every country. Certain names, words, titles, phrases, logos, icons, graphics or designs on this website may constitute trade names, registered or unregistered trade-marks (“Trade-Marks”) of Chartis and used under license by Chartis.

All information in this website is protected under copyright legislation.

Policy wordings

The TravelGuard policy wording can be downloaded from the links below.

Please download the policy based on the country of your origin of travel. We recommend that you download and print the policy wording for your reference and record.

You can download the policy wording by clicking the name of the country of your origin of travel. The files are in PDF format. Adobe Acrobat is required to view them.

If you have any questions please refer to the FAQs page.

Bahrain	Belgium	Cyprus	Egypt
France	Germany	Sri Lanka	Italy
Kuwait	USA	Greece	South Africa
Oman	Lebanon	UAE	Switzerland
Turkey	Qatar	Saudi Arabia

Applicable to Bahrain, Oman, Kuwait, Qatar, Lebanon, Saudi Arabia, Egypt, Turkey , Sri Lanka and Germany

Essential Benefits	Sum Insured (USD)
	Passengers
	Between 2 months to 65 years	Over 65 years
Cancelling your trip	$ 1, 000	20% of ticket cost up to a maximum of $ 1000
Cutting your trip short	$ 1, 000	20% of ticket cost up to a maximum of $ 1000
Personal belongings and baggage	$ 1, 000	$ 1, 000
Including: Single article limit/Pair or set of items	$ 100	$ 100
Including: Valuables limit and any other item	$ 500	$ 500
Including: Any other item, set or pair of items	$ 500	$ 500
Delayed baggage	$ 100	$ 100
Passport and travel documents	$ 250	$ 250
Travel delay	N/A	N/A
Medical expenses**	$ 100, 000	$ 25,000
Other incidental expense	$ 500	$ 500
Emergency Evacuation and Repatriation	Included	Included
Hospital benefit** For each 24 hours period of confinement in a hospital. Maximum Amount	N/A	N/A
Personal accident-AD/PTD/PPD# Aged over 18 years Aged under 18 years	$ 25, 000 $ 5, 000	$ 25, 000 $ 5, 000
Personal liability	$ 250, 000	$ 250, 000
Legal expenses	$ 2, 500	$ 2, 500
Bail bond advance for motor accident	$ 2, 500	$ 2, 500

#For Passengers over 65 years of age, PTD/PDD ( does not apply)
**Pre- existing Medical Conditions are excluded

When claiming under certain sections listed in the table above, you have to pay the first part of a claim. The excess will apply to each person claiming and to each incident and to each section of the policy which a claim is made under General Policy Terms and Definitions.

The sum insured limits mentioned above are in USD. EUR or Local currency equivalent of these may apply to each country.

This is only a brief description of the coverage(s) available under your travel insurance. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy.

If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases.

United Arab Emirates

	Essential Benefits			Ultimate Benefits
	Sum Insured (USD)			Sum Insured (USD)
Benefits	Between age 2 months to 65 years.	Over 65 years of age	Excess*	Between age 2 months to 65 years.		Over 65 years of age	Excess*
Cancelling your trip	$ 1, 000	20% of ticket cost up to a maximum of $1000	$50	$ 5, 000		20% of ticket cost up to a maximum of $5000	$50
Cutting your trip short	$ 1, 000	20% of ticket cost up to a maximum of $1000	$50	$ 5, 000		20% of ticket cost up to a maximum of $5000	$50
Personal belongings & baggage	$ 1, 000	$ 1, 000	$25	$ 2, 500		$ 2, 500	$50
Including: Single article limit/Pair or set of items	$100	$100		$ 1, 000		$ 1, 000
Including: Valuables limit and any other item	$500	$500		$500		$500
Including: Any other item, set or pair of items	$500	$500		$ 1, 000		$ 1, 000
Delayed baggage	$100	$100		$300		$300
Passport and travel documents	$250	$250	/	$250		$250	/
Travel delay	/	/	/	$500		$500	12 Hours
Medical expenses**	$ 100, 000	$25,000	$50	$1, 000,000		$100,000	$50
Other incidental expenses	$500	$500		$ 1, 000		$1,000
Emergency Evacuation & Repatriation	Included	Included		Included		Included
Hospital benefit**	/	/	/	/			/
For each 24 hours period of confinement in a hospital	/	/	/	$50	$50
Maximum Amount	/	/	/	$ 4, 500	$ 4, 500
Personal accident - AD/PTD/PPD^#			/				/
Aged over 18 years	$ 25, 000	$ 25, 000		$ 50, 000	$ 50, 000
Aged under 18 years	$ 5, 000	$ 5, 000		$ 10, 000	$ 10, 000
Personal liability	$ 250, 000	$ 250, 000	/	$ 500, 000	$ 500, 000		/
Legal expenses	$ 2, 500	$ 2, 500	/	$ 5, 000	$ 5, 000		/
Bail bond advance for motor accident	$ 2, 500	$ 2, 500	/	$ 5, 000	$ 5, 000		/

#For Passengers over 65 years of age, PTD/PDD (does not apply)
**Pre - existing Medical Conditions are excluded.
* When claiming under certain sections listed in the table above, you have to pay the first part of a claim. The excess will apply to each person claiming and to each incident and to each section of the policy which a claim is made under General Policy Terms and Definitions.

The plan applicable, Ultimate or Essential depends on country of destination. If insurance is purchased the plan selected will be reflected in your certificate of insurance.

This is only a brief description of the coverage(s) available under your travel insurance. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy.

If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases.

Applicable to France, Switzerland. Belgium, Italy, Greece, Cyprus and South Africa

Ultimate Benefits	Sum Insured (USD)
	Passengers		Excess*
	Between 2 months to 65 years	Over 65 years	Excess*
Cancelling your trip	$5,000	20% of ticket cost up to a maximum of $5000	$50
Cutting your trip short	$5,000	20% of ticket cost up to a maximum of $5000	$50
Personal belongings and baggage	$2,500	$ 2, 500	$50
Including: Single article limit / Pair or set of items	$1,000	$ 1, 000	$50
Including: Valuables limit and any other item	$500	$500	$50
Including: Any other item, set or pair of items	$1,000	$ 1, 000	$50
Delayed baggage	$300	$300	12 Hours
Passport and travel documents	$250	$250	$50
Travel delay	$500	$500	/
Medical expenses**	$1,000,000	$100,000	/
Other incidental expenses	$1,000	$1,000	/
Emergency Evacuation and Repatriation	Included	Included	/
Hospital benefit**	$50	$50	/
For each 24 hours period of confinement in a hospital.	$50	$50	/
Maximum Amount	$4,500	$ 4, 500	/
Personal accident- AD/PTD/PPD#
Aged over 18 years	$50,000	$50,000	/
Aged under 18 years	$10,000	$10,000	/
Personal liability	$500,000	$500,000	/
Legal expenses	$5,000	$5,000	/
Bail bond advance for motor accident	$5,000	$5,000	/

If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases.

United States of America

For passengers between ages 3 months to 70 years	Sum Insured (USD)
Trip Cancellation	Trip Cost
Trip Interruption	125% of the Trip Cost
Travel Delay ($100 maximum per day)	$ 500
Missed Connection	$ 500
Passport Replacement	$ 250
Baggage & Travel Documents	$ 750
Baggage Delay	$ 100
Medical Expense	$ 10000
Emergency Medical Transportation	$ 20000
Worldwide Travel Medical Assistance	Included

This is only a brief description of the coverage(s) available under your travel insurance. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy.

If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases.