Aafaq (AIF rewards)

See how far your daily spending could take you

Turn everyday spending into miles

AIF Rewards is a points‑based programme that allows Aafaq credit cardholders to earn rewards on both domestic and international retail spending. These points can be converted into Etihad Guest Miles, helping you unlock rewarding travel experiences, flights, upgrades, and more.

BOB Card

How many miles will you earn?

Earn 454 Etihad Guest Miles for every 5,000 AIF Rewards points you convert.

How do you transfer points to miles?

You can convert your AIF Rewards into Etihad Guest Miles in just a few steps:

  1. Log in to the Aafaq Mobile Banking App
  2. Navigate to the Rewards section
  3. Select Miles Exchange
  4. Enter your Etihad Guest membership number and convert a minimum of 5,000 AIF Rewards points

Once converted, your miles will be credited to your Etihad Guest account.

  • You must be an Etihad Guest member and a customer of the AIF Rewards Programme to convert points to miles.

  • Conversion of AIF Rewards to Etihad Guest Miles is subject to the terms and conditions of Aafaq and/or Etihad Guest.

  • Conversions cannot be cancelled or reversed once successfully processed.

  • Redeemed AIF Rewards points will be credited to your Etihad Guest account within 5 business days.